Childfree planning
A lot of the people we plan for are childfree, by choice or by circumstance. Most financial advice quietly assumes you’ll have children to pass everything to. We don’t. When there are no direct descendants, the questions change, and we build the plan around the life you’re actually living.
It’s rarely one big thing. It’s a hundred small assumptions a standard plan gets wrong, and the opportunities it misses because of them.
With no default heirs, your estate and beneficiary decisions are wide open. We help you make them on purpose, instead of leaving the boxes blank or letting a template decide.
The people you take care of may not be the ones a standard plan assumes. We plan around the family you’ve actually built.
No college fund to build, no inheritance to protect. More of your wealth is free to work toward what matters to you, now and later. We model that honestly.
Many childfree clients want to leave something to the people and causes they care about. We make that intentional, and as tax-smart as the rules allow.
Childfree planning isn’t a separate service. It’s a lens we apply across the whole plan. Tax, investments, estate, and the year-round work. The recommendations fit your actual situation instead of defaulting to a household with kids.
No assumptions about whether you’ll change your mind. No judgement either way. Just planning built for the life in front of you.
The Gnomon Diagnostic is a clear, written read on where you stand and what to do next, with the right assumptions built in from the first page.